Commercial Property Insurance in California
Commercial Property insurance covers the building your business owns or rents, plus equipment, computers, tools and furniture. Pledge tailors a broad protection policy considering needs, past loss history, prevention efforts, and safety precautions.
- Business Personal Property (BPP) — furniture, inventory, equipment, fixtures inside the building.
- Business interruption — helps replace lost income/ongoing expenses if a covered event forces temporary closure.
- Equipment breakdown — optional, for mechanical failure of boilers, HVAC, production equipment.
- Industry-specific risks — repair shops, storage facilities, retail operations each have unique property exposures addressed in-package.
Key coverage highlights
- Building & contents
- Business income coverage
- Equipment breakdown
- Replacement cost options
Common questions
What does commercial property cover?
Your building, business personal property, and often loss of income if a covered event forces you to close temporarily.