Apartment Building Owners Insurance in California

Pledge Insurance Services has helped many California apartment building owners find the right coverage and protection for their buildings — customized packages for income property, student housing, senior housing, and buildings furnished or under renovation.

• Property & business contents — Covers the building structure plus owner-maintained equipment, appliances, and common-area furnishings.
• General liability — Protects against claims from tenant injuries in common areas (slips in hallways or parking lots).
• Loss of rental income — Helps replace rent when a covered loss makes units uninhabitable during repairs.
• Equipment breakdown — Covers boilers, elevators, and HVAC systems serving multiple units.
• Workers compensation — Required when employing maintenance staff, managers, or on-site personnel in California.

Whether you own a duplex or a multi-unit complex, Pledge Insurance shops multiple carriers for competitive apartment building programs throughout California.